HDFC Bank Infinia Credit Card | HDFC CREDIT CARD

HDFC INFINA Credit card Benefits, features, eligibility criteria, documents required for both salaried and businessmen and other professionals.

HDFC Infina Credit Card

HDFC Bank is one of the largest private sector banks in India established in 1994. HDFC Bank offers a wide range of credit cards with different features. HDFC Bank introduced “HDFC Infina credit card” to cater to the needs of its high-end customers.

Membership fee for the HDFC Infinia Credit Card?

• The first-year fee is Rs 10,000+GST and the annual renewal membership fee is Rs 10,000+GST.
• A welcome benefit of 10,000 Reward points will get credited on the realization of first-year fees of Rs. 10,000 +Taxes
•  The customer can enjoy a waiver of the renewal fee if the spends are minimum Rs 8, 00,000 within the 12 months.
• If the renewal fee is levied, 10000 reward points will be credited to the customer account.
• (Reward point=1) (when redeemed on www.hdfcbankinfinia.com)

Membership fee for the HDFC Infinia Credit Card?

• The first-year fee is Rs 10,000+GST and the annual renewal membership fee is Rs 10,000+GST.
• A welcome benefit of 10,000 Reward points will get credited on the realization of first-year fees of Rs. 10,000 +Taxes
•  The customer can enjoy a waiver of the renewal fee if the spends are minimum Rs 8, 00,000 within the 12 months.
• If the renewal fee is levied, 10000 reward points will be credited to the customer account.
• (Reward point=1) (when redeemed on www.hdfcbankinfinia.com)

How to Apply for HDFC Bank Infinia Card

• The HDFC Bank Infinia Card is available by invitation only.
• Non-Resident (NR) Infinia Credit Card is offered to NR account holders. Customers need to reach out to the nearest branch to know more about the eligibility criteria & to avail the Card.
• Autopay from linked NR account is the only mode of payment for NR Infinia Credit Card.

The HDFC Bank Infinia Credit Card comes with a minimum credit limit of Rs 10 lakh and the unique NPSL* (No Pre-set Spending Limit) feature.

 DOCUMENTS REQUIRED FOR HDFC Infina Credit Card:

Proof of identity:

 Any of the following Photo IDs

•  Passport
• PAN card
• Voter’s Identity Card
• Driving license
•  The letter issued by UIDAI containing details of name, address and
• Aadhaar number
• Identity card (subject to the bank’s satisfaction)                      

           

Income Proof:

 For Salaried persons:

• Copies of latest Salary Slips
•  Salary Certificate
•  IT returns duly acknowledged by IT Department.
• Form 16

 For Self employed/Professionals:

·         IT returns duly acknowledged by IT Department.

Fee Details Of HDFC Infina Credit Card

Joining fees	Rs. 10,000
First Year Annual Fees	Rs. 10,000
Renewal Fees from 2nd Year	Rs. 10,000
Interest Rate/ Finance Charges per month	1.99%
Brand Partner	N/A
Late Payment Charges	Rs. 750

Benefits of HDFC Infinia Card

Priority Pass membership

Priority Pass membership allows preferential access to 1000+ airport lounges around the world. You can use the lounges for rest and refreshment, and use facilities like phones, fax, Internet and conferencing. Please note that the usage of various facilities is complimentary only for the Priority Pass holder.

NOTE: The Priority Pass membership card is sent to the customer along with the HDFC Bank Infinia Credit Card in the welcome kit. Cardholder needs to present the Priority Pass card at the participating airport lounge in order to avail free access. The charge for all guests accompanying the primary cardmember will be $27 per person per visit

• Free Airport Lounge Access also applicable for Spouse/add-on Cardholders.
• Add on cardholders can also enjoy the free lounge access through Priority Pass without paying any fee
• Complimentary Club Vistara Gold Membership 

Infinia cardholders enjoy complimentary Club Vistara Gold Membership which offers exclusive benefits on Vistara flight bookings

• Earn 10 Club Vistara Points for every Rs. 100 spent on All Vistara Flights
• Lounge Access
• Additional 10 Kg Baggage allowance
• Guaranteed reservations in Economy Class
•  Priority Airport check-in, Waitlist Clearance, Baggage handling and boarding

Note:
Club Vistara Membership is applicable for Primary Cardholder only and it has Year Validity.
The renewal of membership is at the discretion of the partner.

           www.airvistara.com

Fuel surcharge benefit on Infinia card

Convenience fee waiver of 1% plus GST on all fuel transactions. The waiver on convenience fee on all fuel transactions up to Rs 1,00,000 (Maximum waiver of Rs 1000 in every billing cycle, the minimum transaction of Rs 400).
Fuel surcharge varies from 2.5% to 1% of fuel transaction amount. The rate of the surcharge may vary depending on the fuel station and their acquiring bank.

Free Of Charge Cash withdrawals at ATM

There is no fee for cash withdrawals through ATMs. Only finance charges will apply from the date of transaction

  Lowest foreign currency markup fee

HDFC Bank Infinia Credit Card offers you the lowest markup fee of 2% on all foreign currency transactions.

Complimentary insurance cover with HDFC Bank Infinia Card

• Accidental Death: In case of death in an air accident, the nominated next of kin will receive a compensation of Rs 3 crore
• Medical Emergency Cover: This unique cover provides protection of up to Rs 50 lakhs against any medical emergency while the cardmember is travelling outside the home country.
• Credit Shield: The outstanding amount on the HDFC Bank Infinia Credit Card is covered to an extent of Rs 9 lakh in case of death 

Emergency Hospitalization Cover

If during the Period of Insurance (i.e., till the card remains in regular status), the cardmember sustains bodily injury or sudden unexpected sickness while travelling abroad, the insurance company will reimburse the necessary usual and reasonable medical expenses incurred up to Rs 50 lakhs to the hospital or to card member once he/she submits the claim with all the necessary documents.

Add-on cards facility for family members

The cardholder can get up to 3 add-on Infinia Cards for spouse, parents, siblings and children over 18 years and not more than 70 years. The prevailing KYC policy will apply for add-on applicants

Flexible spending limit

• Flexible spending limit allows Cardholder to spend above their assigned credit limit.
• This spending limit is flexible and varies every month based on your spend and payment pattern.
• All transactions above the spending limit will be approved on a case-to-case basis after telephonically verifying the authenticity of the transaction with you.
• Above steps are taken in order to safeguard you against the risk of fraudulent transactions. 

Low-Interest rate for revolving balance

Infinia offers one of the lowest interest rates available today: 1.99% (GST applicable) per month for revolving balances

Free Of Charge Cash withdrawals at ATM

There is no fee for cash withdrawals through ATMs. Only finance charges will apply from the date of transactions.

Lowest mark-up fee for foreign currency transaction

As an esteemed Infinia cardmember, you will be charged only 2%(GST applicable) of the transaction amount as a mark-up fee for foreign currency transactions. This offer is exclusively for HDFC Bank Infinia cardholders.

Zero Lost Card liability for  lost HDFC Bank Infinia Credit Card

• Cardholder needs to report the loss to the bank immediately through the dedicated customer care number or the 24-hour call centre.
• Any fraudulent transactions after reporting the loss will be covered through insurance and Cardholder have no liability for it.
• Cardholder must also file a lost report for the lost/stolen card at the nearest police station and send us the acknowledgement copy, along with a written confirmation at:
  The Manager - Customer Services, HDFC Bank Cards Division, PO Box No. 8654, Thiruvanmiyur PO, Chennai – 600041.

      PERSONAL CONCIERGE SERVICES

• HDFC Bank Infinia Credit Card customers can customize their travel, entertainment, and business experiences with Global Concierge Assistance.
• HDFC Infinia Credit holders can book a private yacht in New Zealand, hire a chartered flight to Seychelles, or other luxurious benefits by just a call.
• Complimentary golf games at leading courses across India and select courses across the world.
  
• HDFC Infinia Credit Cardholders can access your personal concierge service on the below numbers: Toll-Free No.: 1800 118 887 Landline No.: 022 42320226

Email ID: membersupport@hdfcbankinfinia.com

For Domestic Golf Courses

https://www.hdfcbank.com/Infinia/pdf/domestic.pdf

HDFC Bank Infinia Credit Cardholders are entitled to Exclusive Dining Privileges at the finest hotel chains in India with a minimum discount of 15% across 3000+ restaurants.

Key Features of HDFC Infina Credit Card

• Premium Travel and Lifestyle Privileges
• Personal Global Concierge
• Unlimited Golf Games
• Exclusive Dining Privileges
• Best-in-Class Rewards Programme

HDFC Infina Credit Card customer care

Mailing Address
Manager, HDFC Bank Cards Division,
PO BOX # 8654
Thiruvanmiyur PO
Chennai - 600 041

Exclusive Customer Care Numbers for HDFC Bank INFINIA Credit Card members:

1800 102 3310
022-28561443
(Available 24x7)


HDFC Infina Credit Card Email Link:
https://www.hdfcbank.com/Infinia/Needhelp.aspx